Passwords are such a pain, especially if you don’t have a very good memory.

For years, our passwords were simple and basic. We liked to keep it simple, and we didn’t think too hard about the consequences.

Unfortunately, this is no longer acceptable.

This morning, eBay announced that a cyberattack had compromised its secure password database. All users of eBay are strongly advised to change his or her passwords immediately.

If you haven’t changed your eBay (or work) password yet, change it right after reading this post! No one wants to be on the hook for a company-wide security leak just because your password wasn’t good enough.

First, we’ll look at what most people are doing wrong:

If your password is usernameguestadmin, or something along those lines, you need to change it right this moment. You wouldn’t leave your front door unlocked when you go on vacation, so don’t let strangers get into your account so easily.

You would think using an incredibly obscure word like “Arbalest” would be a good password choice, but it’s not, even if you add in a couple of numbers and symbols. If someone really wanted to guess your password, they could use a computer to guess it in less than a week.

We’ll help you come up with a much better password in less than a minute. Here’s what we do:

Take a phrase you love and can easily remember. It can be an obscure song lyric or a nursery rhyme or anything you want as long as you can remember it.

For example, here’s the chorus for “O Canada”.

“O Canada! Our home and native land! True patriot love in all thy sons command!”

Take the first letter of every word and chain it into a password. In this case, we used the exclamation marks as well to make it even more complex. This gives us “Oc!Ohanl!Tpliatsc!”

There you have it: an incredibly difficult password to guess that is very easy for you to remember.